We got word today that another appraisal is needed on the city house. The first appraisal came in what we considered fair and spot on, and we are not sure why there is another one being ordered. It may be because BofA sat on it for six weeks and some invisible deadline passed.
I hate when that happens.
We also got word that all the docs that were submitted in June need to be resubmitted. Fortunately the agent has done that. After the hubs re-signed some things to resubmit, an account specialist was assigned. And so begins the debt collector phone calls, which are horrible and humiliating and depressing.
In the last week, the buyer's offer was submitted and acknowledged by the bank. They put in the offer in June but we had to wait on BofA to get their ducks in a row. Now begins various assessments by various departments. In plainspeak: it will take a while. We still don't even know if we are approved for a short sale.
But we are grateful for movement because it is progress towards a destination point we will eventually occupy, when the bank is good and ready. It's extremely important to know where you stand.
In this moment, we stand here in the house we love with Lysol-soaked sponges to clean the counters after moving boxes are moved to the garage. Our life's clutter is being prepared for the boys' arrival tomorrow. I love my kids but I really, really love them during a move. Thanks, guys!!!
The rental truck is ready. Utilities are set up. I am making food, doing laundry, cleaning out the fridge and tossing the last of the kitchen supplies into a box. Looks like it's all systems go.
In the quiet moments alone, I hope this will be the last move we ever have to make, and that we find a way to make lemonade with every day of it (no matter what).**
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**Postscript: While writing this, an email from our agent was waiting. In it was a letter from BofA and FannieMac approving our short sale. Not only that, the buyers that have been so patiently waiting were also approved. Escrow will open at once and the house is expected to close on September 10th.
Thank you, Lord.
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