Things To Know

From the web. Pretty cool. 1) If you are buying something that you will use often and for a long time, never go cheap. You'll end up replacing it sooner or paying more in maintenance costs than if you had spent more on good quality in the beginning. 2) Don't spend money on a credit card that you can't afford to pay back. It's a trap. 3) Compound interest is your friend. Start early and save often. 4) If you're working with someone who can be bargained down on a price, it seldom hurts to try. 5) Try to keep enough cash to pay your bills for at least six months in reserve. 6) Dogs are fantastic animals. They deserve to be called man's best friend. But, if you are under the impression that you just need to buy a collar and a bag of dry dog food every month and you're set, you're in for a rude awakening. 7) Don't have any children or get married until you can support and love yourself first. 8) Don't trade your car in on a new one just a couple of years after buying it. Pay it off and ride it until (the wheels fall off), all while putting that car payment in the bank. 9) College is a lot more work than high school and your job will be a lot more work than college was. 10) Start looking for a new job before you quit your old job. 11) Don't take any job that only pays commission unless you're either an expert salesman or ready to spend months working without pay to gain the skills you need to become an expert salesman. 12) Ideally, choose something you love to do so much that you'd do it for free, and find a way to make it into a career. 13) When asking for a salary, always have a figure you want in mind -- and then ask for significantly more than that number. That's called negotiation room. 14) There's no shame in taking any honest job. 15) Getting fired or laid off isn't the end of the world if you don't let it be. 16) If you're not happy with the job market, the government, or the schools in your area, remember that you can always move to another city or another state. 17) Check the oil and change it regularly. 18) Lefty loosey, righty tighty. 19) Don't ever open a hot radiator cap. 20) Here are 3 keys to keeping a reasonably clean house: don't leave any dishes in the sink overnight; every time you have a full load of clothes, wash them; and take out the trash every time the can is full. 21) A typing class is always worth it. 22) Learn to use a gun properly if you own one. 23) When you move, sell, throw away, and give away as much as possible or you'll just end up moving boxes from one closet, where they have been sitting for five years, to another closet, where they'll be sitting for the next five years. 24) Don't ever loan your friends money. If they really need the money, and you can afford to help them, just give it to them. 25) Never allow yourself to be photographed naked. 26) When men have a problem and they tell you about it, they want to know how to fix it. When women have a problem and they tell you about it, they just want you to listen. 27) If you ever get arrested, don't say anything until you talk to a lawyer. 28) If you don't know the agenda of the people you're getting your news from, then you don't have the information you need to know if what they're telling you is true. 29) Government is a necessary evil. It's best to keep its tentacles out of your life and out of our society as much as possible. 30) When you're 18, you worry about what everybody is thinking of you; when you're 40, you don't give a darn what anybody thinks of you; when you're 60, you realize nobody's been thinking about you at all. 31) Trust your instincts. They're usually right. 32) If you think a doctor's wrong, get a second opinion. You know yourself best. 33) Don't ever say anything that may offend someone who is going to be serving you food. 34) If you get into a business deal with someone who goes to unusual lengths to convince you of how honest or Christian they are, watch your wallet. 35) You are the average of the five people you spend the most time with. 36) If you want to do something exceptional, don't expect anyone to believe you can do it until you've done it. 37) If you don't feel like you're being treated fairly by a company, don't hesitate to ask for a manager. 38) You are not invulnerable and you are not going to live forever. 39) Nobody owes you a living. 40) You are not a victim. 41) If you just assume that every conspiracy theory is wrong without even examining it, you will be right 99% of the time. 42) It's likely that whatever challenges you have faced in your life currently could have been avoided by some better decisions upstream. 43) At a minimum, keep a basic "to do" list, a schedule, and a budget. 44) Excellence is the gradual result of always striving to do better. 45) If you want your life to have impact, focus it! Stop dabbling. Stop trying to do it all. Do less. Prune away even good activities and do only that which matters most. 46) Successful people tend to fail a lot more than unsuccessful people. They also tend to ask a lot more questions. 47) You beat 50% of the people by just showing up. 48) You beat another 40% by working hard. 48) There are at least six key areas of your life: health, career, romantic, social, money, and religion. Don't neglect any of them. 50) When trying to decide between two closely matched alternatives, always choose action. In the long run, it'll lead to your having a lot more experience, great stories, and a richer, fuller life. 51) Spend less on frivolous things and save more starting when you are young. 52) You don't know nearly as much at 18 as you think you do. 53) If you are cutting something, pull the blade away from your body, not towards it. 54) If you get pulled over by the police, keep your hands where the officer can see them, and keep your cool. 55) Keep in your trunk: a car jack and spare tire, jumper cables, flash light, and a first aid kit. 56) Write an advance medical directive, a will, and plan for your funeral. 57) If you're going to be drinking, have a designated driver. 58)  Organization list: pu the toughest things at the top. Do the toughest things first and work your way down. 59) It is better to be judged by 12 than carried by 6. 60) It's generally a very good idea to avoid writing email, letters, blog posts, or even having conversations with people when you are angry. 61) You are more like your parents than you would like to admit. 62) If you want to know what a woman will be like as a wife,meet her mother. If you want to know how a man will treat you in the years ahead, watch how he treats his mother. 63) Relationship proverb: Begin as you mean to go on. 64) Your body language, posture, grooming, the way you dress, and the way you carry yourself are much more important than most people realize. 65) Don't put anything on Facebook, Myspace, YouTube, etc. that you would be uncomfortable with the whole world seeing. 66) Believe the stories of people who have been fired after comments made on the net. 67) It's not what you know, it's who know. Network. 68) Never assume your loyalty to a company will be reciprocated. 69) Never ignore opportunity costs. 70) In a business deal, be very sure of the terms of a partnership and the person you are partnering with because partnerships go sour more often than they hold together. 71) You can never pick more than two from this list: fast, cheap or good. 72) When it comes to money, your attitude should be: If I can't afford it, I don't deserve it. 73) There is no such thing as a free lunch. 74) When a financial deal looks too good to be true, three good questions to ask are: how much risk is there, how sure are you that the deal is legit, and how is it that such a fantastic deal hasn't already been snapped up by someone richer than you? 75) If you have trouble telling people "no" or are dealing with a persistent salesman, use this technique. When the other person repeats their request to you, simply repeat the same words of refusal. You may have to do this a number of times, but eventually they will get the message. 76) The quality of our sleep has a greater influence on our ability to enjoy our day than household income or marital status. 77) The best way to deal with temptation is to avoid it entirely. 78) If you want to know what a person really believes, observe what they do. 79) When you have a choice to make and don't make it, that is in itself a choice. 80) A good plan today is better than a perfect plan tomorrow. 81) Never spend more than 10% of your time on the problem and spend at least 90% of your time on the solution. 82) Losers find excuses, winners find solutions. 83) To thine own self be true. 84) Hold yourself responsible for a higher standard than anybody else expects of you. Never excuse yourself. Never pity yourself. 85) To avoid criticism, do nothing, say nothing, be nothing. 86) God doesn't always give us what we want, but He knows what we need. 87) If you are bored with life, if you don't get up every morning with a burning desire to do things - you don't have enough goals. 88) The difference between high achievers and also-rans is almost always the degree of preparation. 89) If you won't even remember it five years from now, there's no point in getting upset about it. 90) Do it now, while you can.